Doing Nothing Is a Decision

As an estate planning consultant, I see it all the time: clients know they should plan, but they hesitate. Sometimes it’s because they feel too young, too healthy, or too overwhelmed. Other times, it’s because the choices are just hard—who should care for the children, how to divide the estate fairly, what to say to loved ones.

But here’s the truth: doing nothing is still a decision. And often, it’s a decision with real—and sometimes painful—consequences for the people left behind.